/* AVGM Financial Services - Main Stylesheet */

/* ===== VARIABLES & RESET ===== */
:root {
  --primary-blue: #003366;
  --accent-gold: #e7b84d;
  --white: #ffffff;
  --light-gray: #f8f9fa;
  --dark-gray: #333333;
  --shadow: 0 4px 20px rgba(0, 51, 102, 0.1);
  --transition: 0.3s ease;
  --border-radius: 12px;
}
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Poppins', sans-serif;
  line-height: 1.6;
}

/* ===== TYPOGRAPHY ===== */
h1 {
  font-size: 3rem;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1rem;
}

h2 {
  font-size: 2.5rem;
  font-weight: 600;
  line-height: 1.2;
  margin-bottom: 1rem;
}

h3 {
  font-size: 1.8rem;
  font-weight: 600;
  margin-bottom: 0.5rem;
}

p {
  font-size: 1.1rem;
  line-height: 1.5;
  margin-bottom: 1rem;
}

/* ===== HEADER & NAVIGATION ===== */
.header {
  
  top: 0;
  width: 100%;
  background: var(--white);
  box-shadow: var(--shadow);
  z-index: 1000;
  transition: var(--transition);
}


.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1rem 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--primary-blue);
  text-decoration: none;
}

.logo span {
  color: var(--accent-gold);
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 2rem;
}

.nav-menu a {
  text-decoration: none;
  color: var(--dark-gray);
  font-weight: 500;
  transition: var(--transition);
  position: relative;
}

.nav-menu a:hover {
  color: var(--primary-blue);
}
  
.nav-menu a::after {
  content: '';
  position: absolute;
  bottom: -5px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--accent-gold);
  transition: width var(--transition);
}

.nav-menu a:hover::after {
  width: 100%;
}

.hamburger {
  display: none;
  flex-direction: column;
  cursor: pointer;
}

.hamburger span {
  width: 25px;
  height: 3px;
  background: var(--primary-blue);
  margin: 3px 0;
  transition: var(--transition);
}

/* ===== BUTTONS & CTAs ===== */
.btn {
  display: inline-block;
  padding: 1rem 2rem;
  background-color: var(--primary-blue);
  color: var(--white);
  text-decoration: none;
  border-radius: var(--border-radius);
  font-weight: 600;
  transition: all 0.3s ease-in-out;
  border: none;
  cursor: pointer;
  font-size: 1rem;
  text-align: center;
  white-space: nowrap;
}

.btn:hover {
  background-color: var(--accent-gold);
  color: var(--primary-blue);
  transform: translateY(-2px);
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

/* Gold Variant */
.btn-gold {
  background-color: var(--accent-gold);
  color: var(--primary-blue);
}

.btn-gold:hover {
  background-color: var(--primary-blue);
  color: var(--white);
}

/* Outline Variant */
.btn-outline {
  background: transparent;
  color: var(--primary-blue);
  border: 2px solid var(--primary-blue);
}

.btn-outline:hover {
  background-color: var(--primary-blue);
  color: var(--white);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}


/* ===== FLOATING CTA ===== */
.floating-cta {
  position: fixed;
  bottom: 30px;
  right: 30px;
  background: var(--accent-gold);
  color: var(--primary-blue);
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  box-shadow: var(--shadow);
  z-index: 1000;
  transition: var(--transition);
  text-decoration: none;
}

.floating-cta:hover {
  transform: scale(1.1);
  background: var(--primary-blue);
  color: var(--white);
}

/* ===== SECTIONS ===== */
.section {
  padding: 5rem 0;
  position: relative;
}

.container {
  max-width: 100%;
  margin: 0 auto;
   
}

.text-center {
  text-align: center;
}

.section-title {
  color: var(--primary-blue);
  margin-bottom: 3rem;
}

.section-subtitle {
  color: var(--accent-gold);
  font-size: 1.2rem;
  margin-bottom: 1rem;
}



.hero {
    min-height: 100vh; /* Full screen */
    background: url('https://images.pexels.com/photos/280229/pexels-photo-280229.jpeg') center/cover no-repeat;
    position: relative;
    padding-top: 100px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: white;
    overflow: hidden;
}


/* Background overlay image */
.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.5), url('https://png.pngtree.com/background/20220720/original/pngtree-hd-photography-of-real-estate-buildings-picture-image_1684042.jpg') center/cover no-repeat;

}
/* Reusable Fade-In Up Animation */
.fade-in-up {
  opacity: 0;
  transform: translateY(50px);
  transition: opacity 1.2s ease, transform 1.2s ease;
}

.fade-in-up.visible {
  opacity: 1;
  transform: translateY(0);
}
/* Reusable Fade-In Up Animation */
.fade-in-up {
  opacity: 0;
  transform: translateY(50px);
  transition: opacity 1.2s ease, transform 1.2s ease;
}

.fade-in-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Content inside the hero */
.hero-content {
    position: relative;
    z-index: 1;
    max-width: 900px;
    padding: 0 20px;
    animation: fadeInUp 1s ease;
}

.hero h1 {
    font-size: 3.5rem;
    font-weight: 800;
    margin-bottom: 20px;
    animation: fadeInUp 1s ease;
}

.hero p {
    font-size: 1.25rem;
    font-weight: 300;
    line-height: 1.6;
    animation: fadeInUp 1s ease 0.2s both;
    margin-bottom: 30px;
}

.hero-cta {
    animation: fadeInUp 1s ease 0.4s both;
}

/* Responsive fix */
@media (max-width: 768px) {
    .hero h1 {
        font-size: 2.2rem;
    }

    .hero p {
        font-size: 1.1rem;
    }
}

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(50px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideInLeft {
  from {
    opacity: 0;
    transform: translateX(-50px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes slideInRight {
  from {
    opacity: 0;
    transform: translateX(50px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== GRID LAYOUTS ===== */
.grid {
  display: grid;
  gap: 2rem;
}

.grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}

/* ===== FORMS ===== */
.form-group {
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 600;
  color: var(--primary-blue);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 1rem;
  border: 2px solid #e0e0e0;
  border-radius: var(--border-radius);
  font-size: 1rem;
  transition: var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 3px rgba(0, 51, 102, 0.1);
}

/* ===== TIMELINE ===== */
.timeline {
  position: relative;
  padding: 2rem 0;
  max-width: 1000px;
  margin: 0 auto;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 4px;
  background: var(--accent-gold);
  transform: translateX(-50%);
}

.timeline-section {
  position: relative;
  padding: 100px 20px;
  background-image: url('img/beautiful-landscape-with-small-village.jpg');
  
  color: #fff;
  z-index: 1;
}

.timeline-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.4); /* Dark overlay for readability */
  z-index: 0;
}

.timeline-section .container {
  position: relative;
  z-index: 2;
}

.timeline-item {
  position: relative;
  width: 50%;
  margin-bottom: 3rem;
}

.timeline-content {
  background: var(--white);
  padding: 2rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  color: var(--primary-blue);
  position: relative;
}

.timeline-item:nth-child(odd) {
  left: 0%;
  padding-right: 3rem;
}

.timeline-item:nth-child(odd) .timeline-content::after {
  content: '';
  position: absolute;
  right: -15px;
  top: 50%;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border: 15px solid transparent;
  border-left-color: var(--white);
}

.timeline-item:nth-child(even) {
  left: 50%;
  padding-left: 3rem;
}

.timeline-item:nth-child(even) .timeline-content::after {
  content: '';
  position: absolute;
  left: -15px;
  top: 50%;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border: 15px solid transparent;
  border-right-color: var(--white);
}

.timeline-item::before {
  content: '';
  position: absolute;
  width: 20px;
  height: 20px;
  background: var(--accent-gold);
  border: 4px solid var(--white);
  border-radius: 50%;
  top: 50%;
  z-index: 3;
}

.timeline-item:nth-child(odd)::before {
  right: -10px;
  transform: translateY(-50%);
}

.timeline-item:nth-child(even)::before {
  left: -10px;
  transform: translateY(-50%);
}

/* ===== ACCORDION ===== */
.accordion {
  margin-bottom: 1rem;
}

.accordion-header {
  background: var(--light-gray);
  padding: 1rem;
  cursor: pointer;
  border-radius: var(--border-radius);
  transition: var(--transition);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.accordion-header:hover {
  background: var(--primary-blue);
  color: var(--white);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  background: var(--white);
  border-radius: 0 0 var(--border-radius) var(--border-radius);
}

.accordion-content.active {
  max-height: 500px;
  padding: 1rem;
}

/* ===== TABLES ===== */
.table-container {
  overflow-x: auto;
  margin: 2rem 0;
}

table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-radius: var(--border-radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}

th, td {
  padding: 1rem;
  text-align: left;
  border-bottom: 1px solid #e0e0e0;
}

th {
  background: var(--primary-blue);
  color: var(--white);
  font-weight: 600;
}

tr:hover {
  background: var(--light-gray);
}

/* ===== FOOTER ===== */
.footer {
  background: var(--primary-blue);
  color: var(--white);
  padding: 3rem 0 1rem;
  margin-top: 5rem;
}

.footer-content {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
  margin-bottom: 2rem;
}

.footer-section h3 {
  color: var(--accent-gold);
  margin-bottom: 1rem;
}

.footer-section a {
  color: var(--white);
  text-decoration: none;
  transition: var(--transition);
}

.footer-section a:hover {
  color: var(--accent-gold);
}

.footer-bottom {
  text-align: center;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

/* ===== RESPONSIVE DESIGN ===== */
@media (max-width: 768px) {
  .hamburger {
    display: flex;
  }
  
  .nav-menu {
    position: fixed;
    top: 70px;
    left: -100%;
    width: 100%;
    height: calc(100vh - 70px);
    background: var(--white);
    flex-direction: column;
    justify-content: flex-start;
    align-items: center;
    padding-top: 2rem;
    transition: var(--transition);
    box-shadow: var(--shadow);
  }
  
  
  .nav-menu.actives {
    left: 0;
  }
 
  
  .nav-menu li {
    margin: 1rem 0;
  }
  
  h1 {
    font-size: 2.5rem;
  }
  
  h2 {
    font-size: 2rem;
  }
  
  .hero h1 {
    font-size: 3rem;
  }
  
  .timeline::before {
    left: 20px;
  }
  
  .timeline-item {
    width: 100%;
    left: 0 !important;
    transform: none !important;
    margin-left: 50px;
  }
  
  .timeline-item::before {
    left: -60px !important;
  }
  
  .container {
    padding: 0 1rem;
  }
  
  .section {
    padding: 3rem 0;
  }
}

@media (max-width: 480px) {
  .hero h1 {
    font-size: 2.5rem;
  }
  
  .hero p {
    font-size: 1.2rem;
  }
  
  .floating-cta {
    bottom: 20px;
    right: 20px;
    width: 50px;
    height: 50px;
    font-size: 1.2rem;
  }
}

/* ===== PAGE-SPECIFIC STYLES ===== */

/* Services Split View */
.services-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 80vh;
  gap: 0;
}

.services-left {
  background: linear-gradient(135deg, var(--primary-blue), #004080);
  color: var(--white);
  padding: 6rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.services-right {
  background: linear-gradient(135deg, var(--accent-gold), #f4c430);
  color: var(--primary-blue);
  padding: 4rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.service-icon i {
  font-size: 3rem;
  color: #FFD700; /* Gold */
  animation: bounceIn 1s ease forwards;
}
.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.flip-card {
  background: transparent;
  perspective: 1000px;
}

.flip-card-inner {
  position: relative;
  width: 100%;
  height: 300px;
  text-align: center;
  transition: transform 0.8s;
  transform-style: preserve-3d;
}

.flip-card:hover .flip-card-inner {
  transform: rotateY(180deg);
}

/* Front & Back Styling */
.flip-card-front, .flip-card-back {
  position: absolute;
  width: 100%;
  height: 100%;
  padding: 20px;
  border-radius: 15px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
  backface-visibility: hidden;
}

.flip-card-front {
  background: white;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.flip-card-front i {
  font-size: 3rem;
  color: #151514;
  margin-bottom: 15px;
}

.flip-card-back {
  background: linear-gradient(135deg, #003366, #FFD700);
  color: white;
  transform: rotateY(180deg);
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 20px;
}



/* Process Flow */
.process-flow {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin: 3rem 0;
  position: relative;
}

.process-step {
  text-align: center;
  position: relative;
  flex: 1;
}

.process-icon {
  width: 80px;
  height: 80px;
  background: var(--primary-blue);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 1rem;
  position: relative;
  z-index: 2;
}

.process-step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 40px;
  right: -50%;
  width: 100%;
  height: 4px;
  background: var(--accent-gold);
  z-index: 1;
}

/* Interactive Icons */
.icon-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  margin: 3rem 0;
  justify-items: center;
}

@media (min-width: 1024px) {
  .icon-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.icon-item {
  text-align: center;
  padding: 2rem;
  border-radius: 40px;
  background: var(--white);
  box-shadow: var(--shadow);
  transition: var(--transition);
  max-width: 320px;
  width: 100%;
  cursor: pointer;
}

.icon-item:hover {
  transform: translateY(-10px);
  box-shadow: 0 8px 30px rgba(0, 51, 102, 0.2);
}

.icon-item .icon {
  width: 90px;
  height: 90px;
  background: var(--primary-blue);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  margin: 0 auto 1rem;
  
}

.icon-item:hover .icon {
  background: var(--accent-gold);
  color: var(--primary-blue);
  transform: rotate(360deg);
}

.icon-item h3 {
  font-size: 1.2rem;
  color: var(--primary-blue);
  margin-bottom: 0.8rem;
}

.icon-item p {
  font-size: 0.95rem;
  color: var(--text-light);
  margin-bottom: 1rem;
}

.icon-item .btn {
  background: var(--primary-blue);
  color: var(--white);
  padding: 10px 18px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 500;
  transition: var(--transition);
}

.icon-item .btn:hover {
  background: var(--accent-gold);
  color: var(--primary-blue);
}


/* Sliding Service Strips */
.service-strips {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin: 3rem 0;
}

.service-strip {
  background: var(--white);
  padding: 2rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  transform: translateX(-100px);
  opacity: 0;
  transition: all 0.6s ease;
}

.service-strip.visible {
  transform: translateX(0);
  opacity: 1;
}

.service-strip:nth-child(even) {
  transform: translateX(100px);
  background: var(--light-gray);
}
.service-btn {
  background: #ffffff;
  border: none;
  padding: 0.75rem 1.2rem;
  width: 100%;
  font-weight: 500;
  text-align: left;
  border-radius: 12px;
  font-size: 1rem;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.05);
  cursor: pointer;
  transition: all 0.3s ease;
}

.service-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}


/* Form Wizard */
.form-wizard {
  max-width: 600px;
  margin: 0 auto;
}

.wizard-steps {
  display: flex;
  justify-content: space-between;
  margin-bottom: 3rem;
}

.wizard-step {
  flex: 1;
  text-align: center;
  position: relative;
}

.wizard-step.active .step-number {
  background: var(--primary-blue);
  color: var(--white);
}

.step-number {
  width: 40px;
  height: 40px;
  background: #e0e0e0;
  color: var(--dark-gray);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 0.5rem;
  font-weight: 600;
}

.wizard-content {
  background: var(--white);
  padding: 2rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
}

/* Progress Bar */
.progress-container {
  background: #e0e0e0;
  border-radius: 10px;
  padding: 3px;
  margin: 2rem 0;
}

.progress-bar {
  height: 20px;
  background: linear-gradient(90deg, var(--primary-blue), var(--primary-blue));
  border-radius: 10px;
  width: 0%;
  transition: width 2s ease;
}

.cibil-meter {
  position: relative;
  width: 220px;
  height: 220px;
  margin: 2rem auto;
}

.meter-circle {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background: conic-gradient(
    var(--primary-blue) 0deg,
    var(--primary-blue) 270deg,
    #e0e0e0 270deg
  );
  display: flex;
  align-items: center;
  justify-content: center;
}


.meter-inner {
  width: 150px;
  height: 150px;
  background: var(--white);
  border-radius: 50%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.score-number {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--primary-blue);
}

.credit-level {
  font-size: 1rem;
  margin-top: 1rem;
  color: var(--primary-blue);
}



/* Map Integration */
.map-container {
  height: 400px;
  border-radius: var(--border-radius);
  overflow: hidden;
  margin: 2rem 0;
  background: var(--light-gray);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--dark-gray);
}

.builder-carousel {
    display: flex;
    overflow-x: hidden; /* hide scrollbar */
    white-space: nowrap;
}

.builder-carousel > * {
    flex: 0 0 auto; /* prevent items from shrinking */
}


.builder-logo {
  min-width: 150px;
  height: 100px;
  background: var(--white);
  border-radius: var(--border-radius);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow);
  scroll-snap-align: start;
  font-weight: 600;
  color: var(--primary-blue);
}
.coverage-box {
  flex: 1 1 220px;
  max-width: 250px;
  text-align: center;
  background: #fff;
  padding: 20px;
  border-radius: 10px;
  box-shadow: var(--shadow);
  transition: transform 0.3s ease;
}

.coverage-box:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-hover);
}


/* Comparison Table */
.comparison-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin: 3rem 0;
}

.comparison-card {
  background: var(--white);
  padding: 2rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  text-align: center;
}

.comparison-card.featured {
  background: var(--primary-blue);
  color: var(--white);
  transform: scale(1.05);
  box-shadow: var(--shadow-hover);
  
}

  
.slider-container {
  margin: 1rem 0;
}

.slider {
  width: 100%;
  height: 10px;
  border-radius: 5px;
  background: #e0e0e0;
  outline: none;
  appearance: none;
}

.slider::-webkit-slider-thumb {
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary-blue);
  cursor: pointer;
}

.slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary-blue);
  cursor: pointer;
  border: none;
}

/* Checklist */
.checklist {
  list-style: none;
  margin: 2rem 0;
}

.checklist li {
  padding: 1rem;
  margin: 0.5rem 0;
  background: var(--white);
  border-radius: var(--border-radius);
  box-shadow: var(--shadow);
  position: relative;
  padding-left: 3rem;
  transition: var(--transition);
  color: #000;
}

.checklist li::before {
  content: '✓';
  position: absolute;
  left: 1rem;
  color: var(--accent-gold);
  font-weight: bold;
  font-size: 1.2rem;
}

/* Shape Dividers */
.shape-divider {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  overflow: hidden;
  line-height: 0;
}

.shape-divider svg {
  position: relative;
  display: block;
  width: calc(100% + 1.3px);
  height: 60px;
}

.shape-divider .shape-fill {
  fill: var(--white);
}

/* Mobile Responsiveness for Page-specific Styles */
@media (max-width: 768px) {
  .services-split {
    grid-template-columns: 1fr;
  }
  
  .services-left,
  .services-right {
    padding: 2rem;
  }
  
  .process-flow {
    flex-direction: column;
    gap: 2rem;
  }
  
  .process-step:not(:last-child)::after {
    display: none;
  }
  
  .comparison-container {
    grid-template-columns: 1fr;
  }
  
  .builder-carousel {
    gap: 1rem;
  }
  
  .builder-logo {
    min-width: 120px;
    height: 80px;
  }
  
  .cibil-meter {
    width: 150px;
    height: 150px;
  }
  
  .meter-inner {
    width: 100px;
    height: 100px;
  }
  
  .score-number {
    font-size: 2rem;
  }
  
  /* Timeline Mobile Styles */
  .timeline::before {
    left: 20px;
  }
  
  .timeline-item {
    width: 100% !important;
    left: 0 !important;
    padding-left: 50px !important;
    padding-right: 0 !important;
    margin-bottom: 2rem;
  }
  
  .timeline-item::before {
    left: 10px !important;
    right: auto !important;
  }
  
  .timeline-item .timeline-content::after {
    display: none;
  }
}
.core-value-card {
  background: rgba(255, 255, 255, 0.05);
  padding: 25px;
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.core-value-card:hover {
  transform: scale(1.05);
  box-shadow: 0 12px 25px rgba(0, 0, 0, 0.2);
}

/* Fade-in effect */
.fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
  padding: 10px 10px;
}
.core-values-section {
    background-image: url('img/pexels-kelly-2833686.jpg'); /* 🔁 Replace with your actual path */
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed; /* for parallax-like feel */
    position: relative;
    padding: 60px 20px;
    color: var(--white);
    overflow: hidden;
}

/* 🔳 Dark overlay to improve text readability */
.core-values-section::before {
    content: "";
    position: absolute;
    inset: 0;
    background: #ffffff;
    z-index: 0;
}

/* 🧱 Ensures text/content stays above overlay */
.core-values-section .container {
    position: relative;
    z-index: 1;
}

/* 💬 Cards background + styling */
.core-value-card {
    background: var(--primary-blue); /* Semi-transparent dark */
    padding: 1.5rem;
    border-radius: 12px;
    color: #fff;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.3);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

/* Optional hover animation */
.core-value-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.4);
}
/* ===== Banking Partners Carousel ===== */
.builder-carousel {
  display: flex;
  gap: 2rem;
  white-space: nowrap;
  overflow: hidden;
  animation: scroll-marquee 10s linear infinite;
}

.builder-logo {
  flex: 0 0 auto;
  background: white;
  color: var(--primary-blue);
  font-weight: 600;
  padding: 1.5rem 2rem;
  border-radius: 1rem;
  min-width: 200px;
  text-align: center;
  box-shadow: 0 4px 12px rgba(0,0,0,0.1);
}

/* Animation */
@keyframes scroll-marquee {
  0% {
    transform: translateX(0%);
  }
  100% {
    transform: translateX(-50%);
  }
}
.why-choose-section {
  background: url('https://img.freepik.com/premium-photo/city-landscape_11208-1904.jpg') no-repeat center center/cover;
  padding: 100px 20px;
  color: white;
  position: relative;
}

.why-choose-section::before {
  content: '';
  position: absolute;
  top: 0; 
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0,0,0,0.55); /* Dark overlay for readability */
  z-index: 0;
}

.why-choose-container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 1;
}

.why-choose-container h2 {
  font-size: 3rem;
  margin-bottom: 20px;
  color: #FFD700; /* Gold Title */
}

.why-choose-container p {
  font-size: 1.3rem;
  max-width: 800px;
  margin: 0 auto 50px auto;
  opacity: 0.9;
}

.why-choose-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 10px;
}

.why-choose-card {
  padding: 10px;
  background: rgba(255, 255, 255, 0.08); /* Glass effect */
  border-radius: 15px;
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  box-shadow: 0 8px 25px rgba(0,0,0,0.25);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.why-choose-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 12px 35px rgba(0,0,0,0.4);
}

.icon {
  font-size: 3rem;
  margin-bottom: 15px;
  color: #FFD700; /* Gold Accent */
}

.why-choose-card h3 {
  margin-bottom: 10px;
  color: #fff;
}

.why-choose-card p {
  opacity: 0.9;
  color: #ddd;
}

/* Fade-In Animation */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  animation: fadeInUp 0.8s ease forwards;
}

.fade-in:nth-child(1) { animation-delay: 0.3s; }
.fade-in:nth-child(2) { animation-delay: 0.6s; }
.fade-in:nth-child(3) { animation-delay: 0.9s; }

@keyframes fadeInUp {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
g */
.phone-frame {
  width: 250px;
  height: 500px;
  background: #000;
  border: 14px solid #333;
  border-radius: 40px;
  position: relative;
  box-shadow: 3px 6px 16px 8px rgba(0,0,0,0.2);
  overflow: hidden;
}

.client-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 28px;
}

/* Responsive */
@media screen and (max-width: 768px) {
  #about-us > div > div {
    grid-template-columns: 1fr !important;
  }

  .phone-frame {
    width: 200px;
    height: 400px;
  }
}
/* Section Styling */
#products {

  padding: 100px 20px;
  position: relative;
}

#products::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(255,255,255,0.8); /* Light overlay for readability */
 
}

.container {
   
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.section-title {
  text-align: center;
  margin-bottom: 10px;
  color: var(--primary-blue);
}

.section-subtitle {
  text-align: center;
   
  margin-bottom: 60px;
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
}

/* Product Card */
.product-card {
  text-align: center;
  padding: 30px;
  background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
  border-radius: var(--border-radius);
  transition: transform 0.5s ease, box-shadow 0.5s ease;
  cursor: pointer;
}

.product-card:hover {
  transform: scale(1.05); /* Zoom in on hover */
  box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}

.product-icon {
  width: 100px;
  height: 100px;
  background: linear-gradient(135deg, var(--primary-blue) 0%, #004080 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2.5rem;
  color: white;
}

.rate-box {
  background: white;
  padding: 15px;
  border-radius: 8px;
  margin-bottom: 20px;
  color: var(--gold-accent);
}

.btn-style {
  display: inline-block;
  padding: 10px 20px;
  background: var(--primary-blue);
  color: white;
  border-radius: 6px;
  text-decoration: none;
  transition: 0.3s ease;
}

.btn-style:hover {
  background: #003366;
}

/* Scroll Zoom Animation */
.fade-in {
  opacity: 0;
  transform: scale(0.9);
  transition: all 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: scale(1);
}
.achievements-section {

    padding: 80px 20px;
    color:#000;
    text-align: center;
    position: relative;
}

.achievements-section::before {
    content: "";
    position: absolute;
    top: 0; left: 0;
    width: 100%;
    height: 100%;
    background: rgba(233, 224, 224, 0.5); /* Dark overlay for text readability */
    z-index: 0;
}

.achievements-container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
    max-width: 1100px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.achievement-card {
    background: rgba(255, 255, 255, 0.1);
    border-radius: 15px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.2);
    backdrop-filter: blur(10px);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.achievement-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.3);
}

.achievement-number {
    font-size: 2.5rem;
    font-weight: bold;
    margin-bottom: 10px;
}

.achievement-title {
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 8px;
}

.achievement-desc {
    font-size: 0.95rem;
    opacity: 0.9;
}







.hero-banner {
  width: 100%;
  height: auto; /* adjust for mobile height */
  position: relative;
  overflow: hidden;
}

.hero-slider {
  width: 100%;
  height: 100%;
  position: relative;
}

.hero-slide {
  width: 100%;
  height: auto;
  position: absolute;
  top: 0; 
  left: 0;
  opacity: 0;
  transition: opacity 1s ease-in-out;
}

.hero-slide.hero-active {
  opacity: 1;
  z-index: 1;
}

.hero-slide img {
  width: 100%;
  height: auto;
  object-fit: cover;
}