💰 Loan Related Questions

What is the minimum income required for a home loan?

  • Salaried individuals: ₹25,000 minimum monthly income
  • Self-employed: ₹2,00,000 annual income
  • EMI should not exceed 50–60% of income

How long does loan approval take?

  • Pre-approval: 24–48 hours
  • Home loans: 15–20 working days
  • Personal loans: 1–3 days
  • Business loans: 5–7 days

What is the maximum loan amount I can get?

  • Home loans: Up to ₹5 Crores
  • Personal loans: Up to ₹40 Lakhs
  • Business loans: Up to ₹10 Crores

Can I get a loan with a low CIBIL score?

  • CIBIL 750+: Best interest rates
  • CIBIL 650–750: Standard approval
  • CIBIL 550–650: Possible with higher interest
  • Below 550: Score improvement recommended

What types of loans do you offer?

  • Home Purchase Loans
  • Land Purchase Loans
  • Business Loans
  • Personal Loans
  • Mortgage Loans

🏠 Real Estate Questions

What areas do you offer real estate projects?

We offer real estate projects in multiple growing locations with high investment value.

  • DTCP approved land projects
  • Prime residential locations
  • Areas with future development potential

Are your land projects legally approved?

  • All projects are DTCP / Government approved
  • Clear legal title documents
  • Verified land ownership

Can I buy land through a bank loan?

Yes, we help customers apply for land purchase loans through our partner banks and financial institutions.

Do you help with property registration?

Yes, our team supports you throughout the registration process including documentation, legal verification, and registration assistance.

⚙️ Service Process Questions

How does your loan process work?

  • Submit loan application
  • Document verification
  • Bank approval process
  • Loan disbursement

Do you provide consultation before applying?

Yes, we provide professional consultation to help you choose the best loan or real estate investment based on your financial profile.

How do you choose the best bank for loans?

  • Interest rate comparison
  • Customer eligibility analysis
  • Fast approval banks
  • Low processing charges

📄 Documentation Questions

What documents are required for a home loan?

  • Aadhar Card
  • PAN Card
  • Salary slips (last 3 months)
  • Bank statements
  • Property documents

Do self-employed applicants need additional documents?

  • Business registration proof
  • Income tax returns
  • Profit & Loss statements
  • Business bank statements

Can digital copies of documents be submitted?

Yes, scanned or digital copies of documents can be submitted for initial verification during the loan process.

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