Business Loans

Fuel your entrepreneurial dreams with customized business financing solutions

💹 Interest Rate: From 10.0%
💰 Loan Amount: Up to ₹10 Crores
⚡ Quick Approval: 5–7 Days

Business Loan Solutions

💰

Working Capital Loans

Manage day-to-day operations, inventory purchase, and short-term business expenses.

  • Inventory financing
  • Supplier payments
  • Operational expenses
  • Seasonal requirements
🏭

Equipment Financing

Purchase machinery, equipment, vehicles, and technology for business expansion.

  • Manufacturing equipment
  • Commercial vehicles
  • Technology upgrades
  • Office equipment
🏢

Business Expansion

Scale your business operations, open new branches, or enter new markets.

  • New branch setup
  • Market expansion
  • Product diversification
  • Infrastructure development
🚀

Startup Funding

Launch your new business venture with dedicated startup loan programs.

  • Initial capital requirements
  • Business setup costs
  • Marketing & promotion
  • Pre-revenue funding
📊

Cash Flow Financing

Bridge cash flow gaps and maintain smooth business operations.

  • Receivables financing
  • Invoice discounting
  • Overdraft facilities
  • Short-term funding
🏪

Trade Finance

Import-export financing, letter of credit, and international trade support.

  • Import financing
  • Export credit
  • Letter of credit
  • Bank guarantees

Success Stories

🏪

Retail Chain Expansion

₹2.5 Crores
Loan Amount

Helped a local retail chain expand from 3 to 15 stores across Maharashtra within 18 months.

  • 12.5% interest rate
  • 7-year repayment term
  • No collateral required
  • 400% revenue growth
🏭

Manufacturing Setup

₹5 Crores
Loan Amount

Financed a textile manufacturing unit setup, creating 200+ jobs in rural Maharashtra.

  • 11.5% interest rate
  • 10-year repayment term
  • Property collateral
  • ₹50L monthly revenue
💻

Tech Startup Growth

₹75 Lakhs
Loan Amount

Supported a fintech startup's Series A funding bridge and product development.

  • 15% interest rate
  • 3-year repayment term
  • Revenue-based lending
  • 1000+ customers acquired

Business Loan Features & Benefits

Feature Details
Interest Rate 10.0% – 18.0% per annum (reducing balance)
Loan Amount ₹5 Lakhs to ₹10 Crores
Repayment Tenure 1 to 10 years (flexible based on cash flow)
Processing Time 5–7 working days for approval
Collateral Secured / Unsecured options available
Processing Fee 1% – 3% of loan amount
Business Vintage Minimum 2 years in operation
Moratorium Period Up to 12 months for project loans
Prepayment Allowed with minimal charges
Documentation Minimal paperwork with digital processing

Eligibility & Requirements

✅ Eligibility Criteria

Business Entity

  • Proprietorship, Partnership, LLP, or Private Limited
  • Minimum 2 years in operation
  • Positive cash flows for last 12 months
  • Annual turnover: ₹40 Lakhs minimum

Promoter / Director

  • Age: 21 to 65 years
  • Good credit history (CIBIL 650+)
  • Relevant business experience
  • No defaults in last 12 months

Financial Health

  • Debt-to-equity ratio below 2:1
  • Current ratio above 1.33
  • Profit margins above 10%
  • Regular GST filing

📋 Required Documents

Business Documents

  • Business registration certificate
  • Partnership deed / MOA & AOA
  • GST registration certificate
  • Trade license / Shop establishment
  • Audited financial statements (2 years)
  • ITR with computation (3 years)

Financial Documents

  • Bank statements (12 months)
  • GST returns (12 months)
  • Sales & purchase invoices
  • Stock statements
  • Loan statements (existing)
  • Cash flow projections

Personal Documents

  • KYC of all partners / directors
  • Personal bank statements
  • Personal ITR (if applicable)
  • Property documents (if collateral)

Ready to Grow Your Business?

Get the funding you need to take your business to the next level.

📋
Free Business Consultation Expert advice on loan structuring and business planning
Quick Pre-Approval Get pre-approved amount within 24 hours
🤝
Dedicated Relationship Manager Personal support throughout the loan process
📊
Flexible Repayment Options Customized EMI structure based on cash flow
Apply for Business Loan

📱 Loan EMI Calculator

₹58,929
Monthly EMI
Total Interest: ₹10,35,740 Total Payable: ₹35,35,740

Apply for Business Loan

Our business loan specialist will contact you within 4 hours to discuss your requirements.

💼