Quick, hassle-free personal loans for all your immediate financial needs
Get loan approval within 24–48 hours with minimal documentation and digital processing
Borrow up to ₹40 lakhs based on your income and credit profile with competitive interest rates
Complete application online with digital document upload and e-signature facility
Unsecured loans with no collateral or guarantor required — just based on income and credit score
Choose repayment tenure from 12 to 60 months that suits your financial planning
Use the loan for any legal personal purpose without restrictions on end-use
| Feature | Details |
|---|---|
| Interest Rate | 11.0% – 24.0% per annum (reducing balance) |
| Loan Amount | ₹25,000 to ₹40,00,000 |
| Loan Tenure | 12 months to 60 months |
| Processing Fee | 2% – 4% of loan amount (minimum ₹999) |
| Approval Time | 24 hours to 48 hours |
| Disbursement | Same day to next working day |
| Prepayment Charges | 2% – 5% of outstanding amount |
| Age Criteria | 21–60 years (salaried); 25–65 years (self-employed) |
| Income Requirement | Minimum ₹15,000/month for salaried |
| CIBIL Score | Minimum 650 (higher scores get better rates) |
Maximum Loan Amount
*Rates and eligibility subject to final approval and documentation
Get your personal loan approved in just 3 simple steps
Note: Self-employed applicants need business proof and ITR documents